Arizona VA Mortgages

Find the rate, loan amount, and reputable lender to fit your unique needs.

What is an Arizona VA Home Loan?

Are you ready to stop renting and start exploring the types of home loans for which you may qualify? Our team is here to assist you in the search. If you’re a veteran, we have special programs, including VA home loans, available if you qualify.

If you are a veteran of any military branches, you may be qualified for a VA loan for your primary residence. The Veterans Administration (VA) guarantees a maximum of 25% of a home loan amount up to $104,250, limiting the maximum loan to $424,100 for qualified buyers. Terms are subject to change.

Thank you for your service.

We are honored to serve our veterans and servicemen and servicewomen from all branches of the military. Working with our team of experienced loan officers, we will find the mortgage that is right for you.

Since 1944 the VA Loan has been available to qualified veterans. Also known as the GI Bill, the VA home loan program was signed into law by President Franklin D. Roosevelt to provide veterans with federally guaranteed homes with little or no down payment.

Our team continues to serve veterans and service members today. We want to make your dream of homeownership a reality.

Who Qualifies for Home Loans for Arizona Veterans?

According to VA Loans, there are more than 25 million veterans and service personnel eligible for home loans for veterans.

Eligibility includes, but is not limited to:

NOTE: Eligibility requirements are subject to change.

Served as active duty with a discharge of anything except dishonorable

Minimum 90-days of service during wartime or 181 continuous days during peacetime

If enlisted and began service after September 7, 1980, or after October 16, 1981 if an officer, there is a two-year minimum requirement.

Required six years of service for National Guards and Reservists.

Eligibility requirement for surviving spouses.

Benefits of Arizona VA Home Loans

To make homeownership a reality for veterans and their families, we review all loan options, including VA home loans. The benefits of the Arizona Veterans home loan programs include:

  • No down payment in most cases. Conventional loans require a minimum of 3% down, while FHA loans require 3.5% down payment. 
  • No private mortgage insurance (PMI) requirements.
  • Limitations on closing costs for Buyers
  • Lowest average interest rate of all loan types
  • No prepayment penalties
  • Refinance options
  • Foreclosure avoidance advocacy

We are proud to serve those who have protected and served this country.

Contact us today to learn if you are qualified for a VA home loan.